Zakat Calculator
Calculate your Zakat obligation based on your assets and liabilities. Zakat is one of the Five Pillars of Islam and is obligatory for all Muslims who meet the necessary criteria of wealth.
Try these test values for PKR:
Your Assets
Cash & Savings
Gold & Silver
Gold Calculator
Investments
Business Assets
Real Estate
Your Liabilities
Debts & Loans
Zakat Summary
Your Zakat Payment
Based on your financial information
Nisab Information
The nisab threshold is based on the value of 87.48 grams of gold or 612.36 grams of silver.
Current nisab values:
- Gold standard: 87.48 grams of gold
- Silver standard: 612.36 grams of silver
In PKR: Approximately Rs. 128,587 (based on silver standard)
About Zakat
Zakat is obligatory when a person's wealth reaches the nisab threshold and has been held for one lunar year.
Zakat is calculated at 2.5% of your total net wealth that has been held for a full lunar year.
Zakat is payable on cash, savings, gold, silver, investments, and business assets after deducting debts payable within one year.
Zakat Calculator | Calculate Your Zakat Amount Online
Zakat is one of the five pillars of Islam and an obligation for every eligible Muslim. It purifies wealth, supports those in need, and strengthens communities. If you’re wondering “How much Zakat do I owe?” our free Zakat Calculator makes it easy. Enter your assets, subtract any debts or liabilities, and instantly find out how much Zakat you need to pay at the standard 2.5% rate.
Zakat is one of the five pillars of Islam and an obligation for every eligible Muslim. It purifies wealth, supports those in need, and strengthens communities. If you’re wondering “How much Zakat do I owe?” our free Zakat Calculator makes it easy. Enter your assets, subtract any debts or liabilities, and instantly find out how much Zakat you need to pay at the standard 2.5% rate.
What is Zakat and Why It Matters?
Zakat is a form of mandatory charity in Islam, given annually when a Muslim’s wealth reaches the nisab threshold. Unlike voluntary charity (sadaqah), Zakat is an obligation, ensuring fair distribution of wealth and supporting the poor, orphans, widows, and those in need.
Paying Zakat is not only a spiritual duty but also:
Purifies your wealth and soul
Promotes social justice
Reduces poverty and inequality
Strengthens community bonds
What is Nisab in Zakat?
Nisab is the minimum wealth a Muslim must have before Zakat becomes due. It is traditionally measured using gold or silver.
Gold Nisab: 87.48 grams of gold (≈ 7.5 tolas)
Silver Nisab: 612.36 grams of silver (≈ 52.5 tolas)
In practice, you can calculate Nisab based on the current market price of gold or silver in your local currency. If your wealth is above this value for a lunar year, you must pay Zakat.
What Assets Are Zakatable?
You should include the following when calculating Zakat:
Cash & Savings (bank accounts, mobile wallets)
Gold & Silver (jewelry, coins, bars)
Investments (stocks, business inventory, mutual funds)
Rental Income (if held as profit-generating asset)
Foreign Currency (if stored for savings)
What Liabilities Can Be Deducted?
Not all wealth is zakatable. You can subtract certain debts and expenses before calculating Zakat:
Short-term debts (credit card bills, personal loans due soon)
Utility bills or outstanding household expenses
Business liabilities payable within the year
Zakat Formula
The basic formula is simple:
Zakat=(TotalAssets−DeductibleLiabilities)×2.5%Zakat = (Total Assets − Deductible Liabilities) × 2.5\%
Example: How to Calculate Zakat
Scenario:
Cash Savings: PKR 500,000
Gold Value: PKR 300,000
Investments: PKR 200,000
Liabilities (debts): PKR 100,000
Total Zakatable Wealth:
500,000 + 300,000 + 200,000 − 100,000 = PKR 900,000
Zakat Payable:
900,000 × 2.5% = PKR 22,500
According to nisab values, since your wealth exceeds the threshold, you must pay PKR 22,500 as Zakat.
Benefits of Using Our Zakat Calculator
Quick & accurate zakat calculation
Covers all assets & deductions
Helps you check nisab automatically
Free to use, accessible anywhere
Avoids calculation mistakes
Frequently Asked Questions
Q1. What is the Zakat rate?
The standard Zakat rate is 2.5% of zakatable wealth.
Q2. When should I pay Zakat?
Zakat is due once every lunar year if your wealth stays above the nisab.
Q3. Do I pay Zakat on personal property?
No, personal items like your house, car, or clothes are not zakatable unless they are held for trade or investment.
Q4. Can I pay Zakat in installments?
Yes, many scholars allow paying Zakat in parts throughout the year, as long as the full amount is paid.
Q5. Should I use gold or silver nisab?
Silver nisab is usually lower, making more people eligible. Many scholars recommend using it for fairness, but you can follow your local guidance.